Montana, also known as the “Treasure State”, is a beautiful and vast state located in the western United States. It is home to stunning landscapes, abundant wildlife, and a rich history. With its low population density and affordable cost of living, Montana is an attractive option for those looking to settle down in a peaceful and scenic environment. If you’re considering living in or moving to Montana, here are the top 7 most affordable places to live in the state in 2025.
1. Billings
Located in the south-central part of the state, Billings is the largest city in Montana and also one of the most affordable. The cost of living in Billings is 4% lower than the national average, making it an ideal place for those looking to save money without compromising on quality of life. With a thriving economy and a variety of job opportunities, Billings is a great place to live, work, and raise a family.
2. Great Falls
Situated along the Missouri River, Great Falls is another affordable city in Montana. The cost of living in Great Falls is 5% lower than the national average, and the median home price is significantly lower than other cities in the state. The city also offers a variety of outdoor activities, including hiking, fishing, and skiing, making it an ideal place for nature lovers.
3. Missoula
Known as the “Garden City”, Missoula is a charming and vibrant city located in western Montana. The cost of living in Missoula is 3% lower than the national average, and the city offers a diverse range of cultural and recreational activities. With a strong economy and a low unemployment rate, Missoula is an attractive option for those looking for an affordable and high-quality lifestyle.
4. Bozeman
Nestled in the Rocky Mountains, Bozeman is a picturesque city with a small-town feel. The cost of living in Bozeman is 6% lower than the national average, and the city has a strong sense of community. Bozeman is also home to Montana State University, making it a popular choice for students and young professionals. With its stunning natural beauty and affordable cost of living, Bozeman is a great place to call home.
5. Kalispell
Located in the northwest corner of Montana, Kalispell is a charming city surrounded by breathtaking scenery. The cost of living in Kalispell is 4% lower than the national average, and the city offers a variety of outdoor activities, including hiking, fishing, and skiing. With a low crime rate and a strong sense of community, Kalispell is a safe and affordable place to live.
6. Helena
As the state capital, Helena is a bustling city with a rich history and a strong economy. The cost of living in Helena is 3% lower than the national average, and the city offers a variety of cultural and recreational activities. With its affordable housing options and low unemployment rate, Helena is a great place to live for those looking for a balance between city life and outdoor adventures.
7. Butte
Located in the southwestern part of the state, Butte is a historic city with a strong sense of community. The cost of living in Butte is 8% lower than the national average, and the city offers a variety of affordable housing options. With its rich mining history and a variety of outdoor activities, Butte is a unique and affordable place to call home.
In conclusion, Montana offers a wide range of affordable and livable cities for those looking to settle down in the state. From the bustling city of Billings to the charming town of Butte, each of these cities has its own unique charm and offers a high quality of life at an affordable cost. So, if you’re considering living in or moving to Montana, be sure to check out these 7 most affordable places to live in the state in 2025.